Call reports 2008
BANKPLUS — 2008
What BANKPLUS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,087,587,000 | 2,154,802,000 | 2,143,549,000 | 2,148,639,000 |
| Total loans | 1,430,283,000 | 1,481,765,000 | 1,507,732,000 | 1,505,903,000 |
| Allowance for loan losses | 14,601,000 | 15,517,000 | 14,671,000 | 15,000,000 |
| Securities available for sale | 245,284,000 | 242,801,000 | 231,138,000 | 225,359,000 |
| Securities held to maturity | 206,987,000 | 201,456,000 | 185,791,000 | 181,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,506,169,000 | 1,470,766,000 | 1,406,621,000 | 1,398,744,000 |
| Interest-bearing deposits | 1,216,150,000 | 1,179,466,000 | 1,128,855,000 | 1,116,021,000 |
| Noninterest-bearing deposits | 290,019,000 | 291,300,000 | 277,766,000 | 282,723,000 |
| Equity capital | 175,946,000 | 176,170,000 | 180,736,000 | 187,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 33,911,000 | 66,072,000 | 98,259,000 | 129,136,000 |
| Interest expense | 11,983,000 | 22,311,000 | 32,002,000 | 40,633,000 |
| Net interest income | 21,928,000 | 43,761,000 | 66,257,000 | 88,503,000 |
| Noninterest income | 9,894,000 | 20,766,000 | 31,560,000 | 41,504,000 |
| Noninterest expense | 22,897,000 | 44,536,000 | 67,891,000 | 90,351,000 |
| Provision for loan losses | 454,000 | 3,301,000 | 5,460,000 | 6,585,000 |
| Pretax income | 8,471,000 | 16,690,000 | 24,466,000 | 33,071,000 |
| Income tax | 2,470,000 | 4,550,000 | 6,400,000 | 9,000,000 |
| Net income | 6,001,000 | 12,140,000 | 18,066,000 | 24,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,254,000 | 174,607,000 | 178,746,000 | 182,965,000 |
| Total capital | 184,855,000 | 190,124,000 | 193,417,000 | 197,965,000 |
| Risk-weighted assets | 1,562,271,000 | 1,604,707,000 | 1,620,157,000 | 1,619,595,000 |