Call reports 2007
BANKPLUS — 2007
What BANKPLUS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,863,759,000 | 1,965,203,000 | 2,009,855,000 | 2,021,855,000 |
| Total loans | 1,364,226,000 | 1,437,769,000 | 1,418,953,000 | 1,416,459,000 |
| Allowance for loan losses | 14,632,000 | 14,638,000 | 14,904,000 | 14,700,000 |
| Securities available for sale | 0 | 54,323,000 | 109,217,000 | 139,671,000 |
| Securities held to maturity | 265,077,000 | 273,884,000 | 266,248,000 | 249,125,000 |
| Trading assets | 39,952,000 | 0 | 0 | 0 |
| Total deposits | 1,476,746,000 | 1,412,049,000 | 1,429,380,000 | 1,416,337,000 |
| Interest-bearing deposits | 1,183,193,000 | 1,130,744,000 | 1,146,224,000 | 1,134,450,000 |
| Noninterest-bearing deposits | 293,553,000 | 281,305,000 | 283,156,000 | 281,887,000 |
| Equity capital | 156,070,000 | 159,262,000 | 164,277,000 | 169,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 31,779,000 | 65,491,000 | 100,835,000 | 135,469,000 |
| Interest expense | 11,667,000 | 24,789,000 | 39,182,000 | 52,761,000 |
| Net interest income | 20,112,000 | 40,702,000 | 61,653,000 | 82,708,000 |
| Noninterest income | 9,302,000 | 19,339,000 | 29,488,000 | 38,858,000 |
| Noninterest expense | 20,060,000 | 40,854,000 | 61,906,000 | 83,512,000 |
| Provision for loan losses | 725,000 | 1,895,000 | 3,125,000 | 3,628,000 |
| Pretax income | 8,629,000 | 17,292,000 | 26,110,000 | 34,426,000 |
| Income tax | 2,725,000 | 5,500,000 | 8,200,000 | 10,400,000 |
| Net income | 5,904,000 | 11,792,000 | 17,910,000 | 24,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,276,000 | 157,378,000 | 161,710,000 | 166,040,000 |
| Total capital | 167,908,000 | 172,016,000 | 176,614,000 | 180,740,000 |
| Risk-weighted assets | 1,463,536,000 | 1,536,959,000 | 1,529,603,000 | 1,533,760,000 |