Call reports 2006
BANKPLUS — 2006
What BANKPLUS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,645,060,000 | 1,729,764,000 | 1,783,036,000 | 1,799,700,000 |
| Total loans | 1,221,617,000 | 1,296,977,000 | 1,335,470,000 | 1,364,066,000 |
| Allowance for loan losses | 14,937,000 | 15,145,000 | 14,464,000 | 14,500,000 |
| Securities available for sale | 3,746,000 | 3,705,000 | 3,696,000 | 675,000 |
| Securities held to maturity | 250,858,000 | 261,169,000 | 256,960,000 | 249,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,287,176,000 | 1,295,604,000 | 1,301,311,000 | 1,325,124,000 |
| Interest-bearing deposits | 1,008,510,000 | 1,013,439,000 | 1,012,168,000 | 1,053,539,000 |
| Noninterest-bearing deposits | 278,666,000 | 282,165,000 | 289,143,000 | 271,585,000 |
| Equity capital | 141,588,000 | 145,330,000 | 149,300,000 | 152,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 26,005,000 | 54,357,000 | 84,982,000 | 116,479,000 |
| Interest expense | 7,995,000 | 17,249,000 | 28,343,000 | 40,215,000 |
| Net interest income | 18,010,000 | 37,108,000 | 56,639,000 | 76,264,000 |
| Noninterest income | 7,433,000 | 15,978,000 | 26,156,000 | 36,277,000 |
| Noninterest expense | 17,683,000 | 36,665,000 | 57,152,000 | 78,766,000 |
| Provision for loan losses | 536,000 | 1,082,000 | 2,051,000 | 2,725,000 |
| Pretax income | 7,224,000 | 15,339,000 | 23,592,000 | 31,050,000 |
| Income tax | 2,275,000 | 4,850,000 | 7,350,000 | 9,700,000 |
| Net income | 4,949,000 | 10,489,000 | 16,242,000 | 21,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,755,000 | 142,508,000 | 146,475,000 | 149,797,000 |
| Total capital | 153,692,000 | 157,653,000 | 160,939,000 | 164,297,000 |
| Risk-weighted assets | 1,306,571,000 | 1,378,211,000 | 1,430,383,000 | 1,450,458,000 |