Call reports 2005
BANKPLUS — 2005
What BANKPLUS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,383,806,000 | 1,475,757,000 | 1,569,405,000 | 1,611,721,000 |
| Total loans | 1,019,425,000 | 1,097,814,000 | 1,165,778,000 | 1,202,182,000 |
| Allowance for loan losses | 12,600,000 | 13,000,000 | 13,743,000 | 14,500,000 |
| Securities available for sale | 4,633,000 | 4,540,000 | 4,439,000 | 3,799,000 |
| Securities held to maturity | 219,478,000 | 234,531,000 | 225,343,000 | 236,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,095,117,000 | 1,114,001,000 | 1,138,083,000 | 1,177,972,000 |
| Interest-bearing deposits | 883,744,000 | 900,716,000 | 871,955,000 | 913,657,000 |
| Noninterest-bearing deposits | 211,373,000 | 213,285,000 | 266,128,000 | 264,315,000 |
| Equity capital | 129,231,000 | 132,731,000 | 135,706,000 | 138,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 19,373,000 | 40,758,000 | 64,225,000 | 89,625,000 |
| Interest expense | 4,748,000 | 10,524,000 | 17,601,000 | 25,140,000 |
| Net interest income | 14,625,000 | 30,234,000 | 46,624,000 | 64,485,000 |
| Noninterest income | 6,637,000 | 14,626,000 | 22,607,000 | 29,966,000 |
| Noninterest expense | 13,614,000 | 28,694,000 | 45,362,000 | 63,633,000 |
| Provision for loan losses | 765,000 | 1,741,000 | 2,585,000 | 2,762,000 |
| Pretax income | 6,883,000 | 14,425,000 | 21,284,000 | 28,056,000 |
| Income tax | 2,100,000 | 4,350,000 | 6,425,000 | 8,650,000 |
| Net income | 4,783,000 | 10,075,000 | 14,859,000 | 19,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,328,000 | 129,834,000 | 132,831,000 | 135,592,000 |
| Total capital | 138,928,000 | 142,834,000 | 146,574,000 | 150,092,000 |
| Risk-weighted assets | 1,079,530,000 | 1,164,605,000 | 1,230,335,000 | 1,278,028,000 |