Call reports 2004
BANKPLUS — 2004
What BANKPLUS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,219,515,000 | 1,253,863,000 | 1,300,113,000 | 1,316,186,000 |
| Total loans | 850,918,000 | 896,427,000 | 947,364,000 | 978,114,000 |
| Allowance for loan losses | 11,150,000 | 11,010,000 | 11,512,000 | 12,000,000 |
| Securities available for sale | 7,466,000 | 9,651,000 | 7,562,000 | 5,376,000 |
| Securities held to maturity | 211,361,000 | 227,964,000 | 216,424,000 | 211,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,009,907,000 | 994,848,000 | 979,754,000 | 1,007,683,000 |
| Interest-bearing deposits | 815,113,000 | 801,387,000 | 788,492,000 | 816,438,000 |
| Noninterest-bearing deposits | 194,794,000 | 193,461,000 | 191,262,000 | 191,245,000 |
| Equity capital | 118,217,000 | 120,735,000 | 123,989,000 | 126,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 16,948,000 | 34,402,000 | 52,823,000 | 71,598,000 |
| Interest expense | 3,662,000 | 7,344,000 | 11,324,000 | 15,640,000 |
| Net interest income | 13,286,000 | 27,058,000 | 41,499,000 | 55,958,000 |
| Noninterest income | 5,636,000 | 12,484,000 | 19,517,000 | 26,752,000 |
| Noninterest expense | 12,362,000 | 25,696,000 | 39,245,000 | 54,205,000 |
| Provision for loan losses | 760,000 | 1,838,000 | 2,574,000 | 3,174,000 |
| Pretax income | 5,800,000 | 12,008,000 | 19,197,000 | 25,331,000 |
| Income tax | 1,740,000 | 3,550,000 | 5,700,000 | 7,700,000 |
| Net income | 4,060,000 | 8,458,000 | 13,497,000 | 17,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,120,000 | 117,731,000 | 120,984,000 | 123,332,000 |
| Total capital | 126,270,000 | 128,741,000 | 132,496,000 | 135,332,000 |
| Risk-weighted assets | 918,141,000 | 951,929,000 | 1,002,822,000 | 1,032,636,000 |