Call reports 2003
BANKPLUS — 2003
What BANKPLUS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,155,631,000 | 1,177,187,000 | 1,158,672,000 | 1,170,759,000 |
| Total loans | 801,953,000 | 830,007,000 | 825,960,000 | 840,371,000 |
| Allowance for loan losses | 11,193,000 | 11,363,000 | 11,085,000 | 11,000,000 |
| Securities available for sale | 14,494,000 | 11,954,000 | 11,246,000 | 8,704,000 |
| Securities held to maturity | 163,954,000 | 177,775,000 | 200,917,000 | 199,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 917,673,000 | 931,254,000 | 926,275,000 | 941,490,000 |
| Interest-bearing deposits | 764,045,000 | 764,004,000 | 762,036,000 | 761,028,000 |
| Noninterest-bearing deposits | 153,628,000 | 167,250,000 | 164,239,000 | 180,462,000 |
| Equity capital | 109,378,000 | 111,699,000 | 114,385,000 | 115,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,906,000 | 35,592,000 | 53,217,000 | 70,653,000 |
| Interest expense | 4,444,000 | 9,032,000 | 13,053,000 | 16,800,000 |
| Net interest income | 13,462,000 | 26,560,000 | 40,164,000 | 53,853,000 |
| Noninterest income | 4,426,000 | 9,938,000 | 16,983,000 | 22,948,000 |
| Noninterest expense | 11,769,000 | 23,753,000 | 36,816,000 | 50,452,000 |
| Provision for loan losses | 648,000 | 1,550,000 | 2,940,000 | 3,524,000 |
| Pretax income | 5,471,000 | 11,195,000 | 17,391,000 | 22,825,000 |
| Income tax | 1,575,000 | 3,167,000 | 4,778,000 | 6,800,000 |
| Net income | 3,896,000 | 8,028,000 | 12,613,000 | 16,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,076,000 | 108,421,000 | 111,220,000 | 112,846,000 |
| Total capital | 116,680,000 | 119,372,000 | 122,147,000 | 123,846,000 |
| Risk-weighted assets | 847,687,000 | 875,609,000 | 874,033,000 | 891,574,000 |