Call reports 2002
BANKPLUS — 2002
What BANKPLUS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,076,359,000 | 1,097,403,000 | 1,112,653,000 | 1,100,991,000 |
| Total loans | 795,291,000 | 806,646,000 | 825,687,000 | 816,798,000 |
| Allowance for loan losses | 10,024,000 | 10,007,000 | 10,959,000 | 11,500,000 |
| Securities available for sale | 24,838,000 | 22,769,000 | 18,349,000 | 14,487,000 |
| Securities held to maturity | 158,164,000 | 160,376,000 | 164,581,000 | 157,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 834,397,000 | 843,881,000 | 852,228,000 | 842,672,000 |
| Interest-bearing deposits | 705,719,000 | 708,300,000 | 803,202,000 | 794,145,000 |
| Noninterest-bearing deposits | 128,678,000 | 135,581,000 | 49,026,000 | 48,527,000 |
| Equity capital | 98,994,000 | 101,292,000 | 103,378,000 | 105,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 19,230,000 | 38,469,000 | 57,550,000 | 76,205,000 |
| Interest expense | 5,950,000 | 11,357,000 | 16,720,000 | 21,625,000 |
| Net interest income | 13,280,000 | 27,112,000 | 40,830,000 | 54,580,000 |
| Noninterest income | 3,858,000 | 7,773,000 | 12,110,000 | 16,859,000 |
| Noninterest expense | 10,312,000 | 21,010,000 | 32,080,000 | 43,896,000 |
| Provision for loan losses | 522,000 | 1,876,000 | 3,515,000 | 4,581,000 |
| Pretax income | 6,304,000 | 11,999,000 | 17,345,000 | 22,962,000 |
| Income tax | 2,000,000 | 3,667,000 | 5,337,000 | 6,950,000 |
| Net income | 4,304,000 | 8,332,000 | 12,008,000 | 16,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,817,000 | 98,059,000 | 99,949,000 | 102,166,000 |
| Total capital | 105,841,000 | 108,066,000 | 110,615,000 | 112,698,000 |
| Risk-weighted assets | 812,963,000 | 837,434,000 | 852,993,000 | 841,569,000 |