Call report 2004Q4
VICTOR STATE BANK — 2004Q4
The 22 measures VICTOR STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,128,000 | USD | evidence → |
| Total loans | 16,425,000 | USD | evidence → |
| Allowance for loan losses | 123,000 | USD | evidence → |
| Securities available for sale | 296,000 | USD | evidence → |
| Securities held to maturity | 16,659,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,336,000 | USD | evidence → |
| Interest-bearing deposits | 25,598,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,738,000 | USD | evidence → |
| Equity capital | 4,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,970,000 | USD | evidence → |
| Interest expense | 575,000 | USD | evidence → |
| Net interest income | 1,395,000 | USD | evidence → |
| Noninterest income | 237,000 | USD | evidence → |
| Noninterest expense | 390,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 1,220,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 1,137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,280,000 | USD | evidence → |
| Total capital | 4,403,000 | USD | evidence → |
| Risk-weighted assets | 23,882,000 | USD | evidence → |