Call report 2003Q4
VICTOR STATE BANK — 2003Q4
The 22 measures VICTOR STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,730,000 | USD | evidence → |
| Total loans | 16,509,000 | USD | evidence → |
| Allowance for loan losses | 100,000 | USD | evidence → |
| Securities available for sale | 302,000 | USD | evidence → |
| Securities held to maturity | 15,486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,150,000 | USD | evidence → |
| Interest-bearing deposits | 24,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,576,000 | USD | evidence → |
| Equity capital | 3,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,147,000 | USD | evidence → |
| Interest expense | 679,000 | USD | evidence → |
| Net interest income | 1,468,000 | USD | evidence → |
| Noninterest income | 87,000 | USD | evidence → |
| Noninterest expense | 357,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 1,291,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 1,241,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,833,000 | USD | evidence → |
| Total capital | 3,933,000 | USD | evidence → |
| Risk-weighted assets | 23,680,000 | USD | evidence → |