Call reports 2021
RSI BANK — 2021
What RSI BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 622,656,000 | 608,809,000 | 619,687,000 | 625,603,000 |
| Total loans | 373,356,000 | 365,383,000 | 363,141,000 | 354,970,000 |
| Allowance for loan losses | 5,241,000 | 5,350,000 | 5,376,000 | 5,400,000 |
| Securities available for sale | 3,841,000 | 3,522,000 | 3,135,000 | 2,885,000 |
| Securities held to maturity | 139,420,000 | 157,423,000 | 172,823,000 | 193,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,715,000 | 500,372,000 | 509,747,000 | 515,274,000 |
| Interest-bearing deposits | 412,050,000 | 409,860,000 | 419,016,000 | 428,261,000 |
| Noninterest-bearing deposits | 96,665,000 | 90,512,000 | 90,731,000 | 87,013,000 |
| Equity capital | 88,734,000 | 89,323,000 | 89,943,000 | 92,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,389,000 | 8,651,000 | 12,821,000 | 17,069,000 |
| Interest expense | 547,000 | 1,022,000 | 1,446,000 | 1,826,000 |
| Net interest income | 3,842,000 | 7,629,000 | 11,375,000 | 15,243,000 |
| Noninterest income | 338,000 | 734,000 | 1,202,000 | 1,581,000 |
| Noninterest expense | 3,152,000 | 6,497,000 | 9,894,000 | 13,639,000 |
| Provision for loan losses | 140,000 | 240,000 | 260,000 | 260,000 |
| Pretax income | 888,000 | 1,629,000 | 2,421,000 | 2,912,000 |
| Income tax | 235,000 | 426,000 | 632,000 | 749,000 |
| Net income | 653,000 | 1,203,000 | 1,789,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,170,000 | 91,720,000 | 92,306,000 | 92,681,000 |