Call reports 2018
RSI BANK — 2018
What RSI BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 520,322,000 | 536,101,000 | 539,044,000 | 546,883,000 |
| Total loans | 336,623,000 | 339,109,000 | 347,370,000 | 348,368,000 |
| Allowance for loan losses | 3,648,000 | 3,718,000 | 3,810,000 | 3,887,000 |
| Securities available for sale | 8,619,000 | 8,008,000 | 10,307,000 | 9,881,000 |
| Securities held to maturity | 122,629,000 | 126,475,000 | 127,220,000 | 127,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,622,000 | 426,316,000 | 429,823,000 | 438,597,000 |
| Interest-bearing deposits | 354,089,000 | 370,204,000 | 374,219,000 | 381,914,000 |
| Noninterest-bearing deposits | 56,533,000 | 56,112,000 | 55,604,000 | 56,683,000 |
| Equity capital | 81,728,000 | 82,434,000 | 83,111,000 | 84,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,164,000 | 8,399,000 | 12,839,000 | 17,411,000 |
| Interest expense | 689,000 | 1,473,000 | 2,359,000 | 3,310,000 |
| Net interest income | 3,475,000 | 6,926,000 | 10,480,000 | 14,101,000 |
| Noninterest income | 340,000 | 702,000 | 1,014,000 | 1,465,000 |
| Noninterest expense | 2,917,000 | 5,748,000 | 8,607,000 | 11,546,000 |
| Provision for loan losses | 90,000 | 150,000 | 235,000 | 265,000 |
| Pretax income | 808,000 | 1,730,000 | 2,652,000 | 3,755,000 |
| Income tax | 179,000 | 388,000 | 660,000 | 946,000 |
| Net income | 629,000 | 1,342,000 | 1,992,000 | 2,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,694,000 | 84,374,000 | 84,754,000 | 85,570,000 |
| Total capital | 87,467,000 | 88,179,000 | 88,728,000 | 89,564,000 |
| Risk-weighted assets | 288,827,000 | 292,361,000 | 305,026,000 | 306,727,000 |