Call reports 2017
RSI BANK — 2017
What RSI BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 513,892,000 | 511,133,000 | 513,964,000 | 515,085,000 |
| Total loans | 306,847,000 | 313,845,000 | 323,670,000 | 336,072,000 |
| Allowance for loan losses | 2,983,000 | 3,066,000 | 3,215,000 | 3,550,000 |
| Securities available for sale | 10,235,000 | 9,860,000 | 9,539,000 | 9,126,000 |
| Securities held to maturity | 146,481,000 | 140,804,000 | 133,673,000 | 127,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,983,000 | 402,580,000 | 404,623,000 | 406,942,000 |
| Interest-bearing deposits | 357,943,000 | 347,858,000 | 350,952,000 | 351,881,000 |
| Noninterest-bearing deposits | 50,040,000 | 54,722,000 | 53,671,000 | 55,061,000 |
| Equity capital | 80,979,000 | 81,631,000 | 82,207,000 | 81,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,888,000 | 7,832,000 | 11,795,000 | 15,900,000 |
| Interest expense | 646,000 | 1,296,000 | 1,945,000 | 2,613,000 |
| Net interest income | 3,242,000 | 6,536,000 | 9,850,000 | 13,287,000 |
| Noninterest income | 365,000 | 789,000 | 1,168,000 | 1,542,000 |
| Noninterest expense | 2,680,000 | 5,429,000 | 8,209,000 | 11,145,000 |
| Provision for loan losses | 95,000 | 190,000 | 335,000 | 660,000 |
| Pretax income | 832,000 | 1,706,000 | 2,474,000 | 3,024,000 |
| Income tax | 264,000 | 545,000 | 784,000 | 2,257,000 |
| Net income | 568,000 | 1,161,000 | 1,690,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,305,000 | 82,898,000 | 83,426,000 | 82,504,000 |
| Total capital | 85,374,000 | 86,071,000 | 86,768,000 | 86,224,000 |
| Risk-weighted assets | 267,020,000 | 280,033,000 | 279,679,000 | 287,624,000 |