Call reports 2002
RSI BANK — 2002
What RSI BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 415,430,000 | 430,335,000 | 427,910,000 | 428,867,000 |
| Total loans | 143,186,000 | 142,268,000 | 135,753,000 | 132,617,000 |
| Allowance for loan losses | 1,008,000 | 1,030,000 | 1,052,000 | 1,075,000 |
| Securities available for sale | 19,367,000 | 24,988,000 | 28,461,000 | 28,422,000 |
| Securities held to maturity | 227,192,000 | 237,413,000 | 237,641,000 | 242,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,042,000 | 371,716,000 | 365,903,000 | 365,972,000 |
| Interest-bearing deposits | 343,643,000 | 351,836,000 | 346,243,000 | 345,347,000 |
| Noninterest-bearing deposits | 20,399,000 | 19,880,000 | 19,660,000 | 20,625,000 |
| Equity capital | 49,800,000 | 51,345,000 | 52,499,000 | 53,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,005,000 | 12,227,000 | 18,413,000 | 24,275,000 |
| Interest expense | 3,163,000 | 6,233,000 | 9,196,000 | 11,891,000 |
| Net interest income | 2,842,000 | 5,994,000 | 9,217,000 | 12,384,000 |
| Noninterest income | 151,000 | 431,000 | 613,000 | 865,000 |
| Noninterest expense | 1,287,000 | 2,650,000 | 4,106,000 | 5,820,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 1,683,000 | 3,730,000 | 5,580,000 | 7,262,000 |
| Income tax | 603,000 | 1,335,000 | 2,031,000 | 2,691,000 |
| Net income | 1,080,000 | 2,395,000 | 3,549,000 | 4,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,677,000 | 50,998,000 | 52,152,000 | 53,174,000 |
| Total capital | 50,685,000 | 52,032,000 | 53,219,000 | 54,264,000 |
| Risk-weighted assets | 209,259,000 | 210,981,000 | 203,820,000 | 199,901,000 |