Call reports 2001
RSI BANK — 2001
What RSI BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 382,105,000 | 389,536,000 | 397,366,000 | 404,852,000 |
| Total loans | 152,357,000 | 152,036,000 | 151,502,000 | 146,246,000 |
| Allowance for loan losses | 947,000 | 970,000 | 992,000 | 1,015,000 |
| Securities available for sale | 19,308,000 | 19,519,000 | 20,296,000 | 20,160,000 |
| Securities held to maturity | 173,455,000 | 191,240,000 | 203,273,000 | 213,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,341,000 | 341,401,000 | 347,935,000 | 355,029,000 |
| Interest-bearing deposits | 315,550,000 | 322,197,000 | 330,072,000 | 334,453,000 |
| Noninterest-bearing deposits | 18,791,000 | 19,204,000 | 17,863,000 | 20,576,000 |
| Equity capital | 46,481,000 | 47,161,000 | 47,927,000 | 48,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,113,000 | 12,253,000 | 18,418,000 | 24,475,000 |
| Interest expense | 4,088,000 | 8,141,000 | 12,098,000 | 15,715,000 |
| Net interest income | 2,025,000 | 4,112,000 | 6,320,000 | 8,760,000 |
| Noninterest income | 87,000 | 186,000 | 315,000 | 538,000 |
| Noninterest expense | 1,140,000 | 2,280,000 | 3,443,000 | 4,789,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 950,000 | 1,973,000 | 3,125,000 | 4,419,000 |
| Income tax | 340,000 | 706,000 | 1,138,000 | 1,575,000 |
| Net income | 610,000 | 1,267,000 | 1,987,000 | 2,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,369,000 | 47,026,000 | 47,746,000 | 48,603,000 |
| Total capital | 47,316,000 | 47,996,000 | 48,745,000 | 49,619,000 |
| Risk-weighted assets | 200,003,000 | 201,035,000 | 203,970,000 | 203,866,000 |