Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,024,000 | 132,938,000 | 132,053,000 | 138,456,000 |
| Total loans | 80,060,000 | 82,020,000 | 85,229,000 | 82,649,000 |
| Allowance for loan losses | 600,000 | 700,000 | 800,000 | 850,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,451,000 | 32,088,000 | 21,900,000 | 42,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,498,000 | 115,893,000 | 114,314,000 | 122,106,000 |
| Interest-bearing deposits | 84,465,000 | 82,019,000 | 82,691,000 | 79,347,000 |
| Noninterest-bearing deposits | 36,033,000 | 33,874,000 | 31,623,000 | 42,759,000 |
| Equity capital | 16,405,000 | 16,873,000 | 17,507,000 | 16,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,123,000 | 3,266,000 | 4,383,000 |
| Interest expense | 85,000 | 173,000 | 263,000 | 352,000 |
| Net interest income | 948,000 | 1,950,000 | 3,003,000 | 4,031,000 |
| Noninterest income | 375,000 | 410,000 | 528,000 | 555,000 |
| Noninterest expense | 506,000 | 976,000 | 1,414,000 | 2,740,000 |
| Provision for loan losses | 100,000 | 200,000 | 299,000 | 403,000 |
| Pretax income | 717,000 | 1,184,000 | 1,818,000 | 1,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 717,000 | 1,184,000 | 1,818,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,405,000 | 16,873,000 | 17,507,000 | 16,256,000 |
| Total capital | 17,005,000 | 17,573,000 | 18,307,000 | 17,106,000 |
| Risk-weighted assets | 85,782,000 | 86,474,000 | 88,529,000 | 83,674,000 |