Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 120,520,000 | 117,557,000 | 118,874,000 | 129,285,000 |
| Total loans | 79,726,000 | 82,467,000 | 82,562,000 | 77,807,000 |
| Allowance for loan losses | 350,000 | 425,000 | 525,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,282,000 | 11,778,000 | 9,403,000 | 24,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,526,000 | 101,103,000 | 101,808,000 | 113,516,000 |
| Interest-bearing deposits | 70,227,000 | 69,595,000 | 70,117,000 | 73,134,000 |
| Noninterest-bearing deposits | 34,299,000 | 31,508,000 | 31,691,000 | 40,382,000 |
| Equity capital | 15,852,000 | 16,259,000 | 16,838,000 | 15,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,033,000 | 3,183,000 | 4,441,000 |
| Interest expense | 82,000 | 163,000 | 242,000 | 324,000 |
| Net interest income | 953,000 | 1,870,000 | 2,941,000 | 4,117,000 |
| Noninterest income | 383,000 | 432,000 | 476,000 | 593,000 |
| Noninterest expense | 436,000 | 898,000 | 1,334,000 | 2,784,000 |
| Provision for loan losses | 103,000 | 200,000 | 300,000 | 417,000 |
| Pretax income | 797,000 | 1,204,000 | 1,783,000 | 1,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 797,000 | 1,204,000 | 1,783,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,852,000 | 16,259,000 | 16,838,000 | 15,689,000 |
| Total capital | 16,202,000 | 16,684,000 | 17,363,000 | 16,189,000 |
| Risk-weighted assets | 83,358,000 | 86,518,000 | 86,198,000 | 80,018,000 |