Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,991,000 | 114,156,000 | 111,252,000 | 125,286,000 |
| Total loans | 73,629,000 | 77,948,000 | 80,330,000 | 77,876,000 |
| Allowance for loan losses | 200,000 | 300,000 | 400,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,902,000 | 15,023,000 | 14,039,000 | 18,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,328,000 | 97,965,000 | 94,550,000 | 110,105,000 |
| Interest-bearing deposits | 73,988,000 | 68,043,000 | 67,282,000 | 70,762,000 |
| Noninterest-bearing deposits | 30,340,000 | 29,922,000 | 27,268,000 | 39,343,000 |
| Equity capital | 15,482,000 | 15,985,000 | 16,460,000 | 15,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,106,000 | 3,107,000 | 4,205,000 |
| Interest expense | 104,000 | 192,000 | 283,000 | 369,000 |
| Net interest income | 926,000 | 1,914,000 | 2,824,000 | 3,836,000 |
| Noninterest income | 262,000 | 299,000 | 361,000 | 424,000 |
| Noninterest expense | 432,000 | 856,000 | 1,253,000 | 2,183,000 |
| Provision for loan losses | 92,000 | 191,000 | 291,000 | 941,000 |
| Pretax income | 664,000 | 1,166,000 | 1,641,000 | 1,136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 664,000 | 1,166,000 | 1,641,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,482,000 | 15,985,000 | 16,460,000 | 15,055,000 |
| Total capital | 15,682,000 | 16,285,000 | 16,860,000 | 15,305,000 |
| Risk-weighted assets | 79,933,000 | 86,478,000 | 84,238,000 | 84,263,000 |