Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,400,000 | 83,763,000 | 81,525,000 | 95,119,000 |
| Total loans | 6,897,000 | 10,055,000 | 15,120,000 | 13,029,000 |
| Allowance for loan losses | 39,000 | 39,000 | 39,000 | 34,000 |
| Securities available for sale | 14,622,000 | 2,365,000 | 479,000 | 483,000 |
| Securities held to maturity | 56,485,000 | 66,756,000 | 62,304,000 | 62,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,843,000 | 67,851,000 | 65,269,000 | 79,506,000 |
| Interest-bearing deposits | 62,969,000 | 58,138,000 | 57,277,000 | 60,779,000 |
| Noninterest-bearing deposits | 10,875,000 | 9,712,000 | 7,992,000 | 18,727,000 |
| Equity capital | 15,070,000 | 15,291,000 | 15,606,000 | 14,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 1,894,000 | 2,853,000 | 3,908,000 |
| Interest expense | 395,000 | 834,000 | 1,307,000 | 1,817,000 |
| Net interest income | 655,000 | 1,060,000 | 1,546,000 | 2,091,000 |
| Noninterest income | 18,000 | 141,000 | 206,000 | 231,000 |
| Noninterest expense | 319,000 | 665,000 | 939,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 354,000 | 405,000 | 607,000 | 845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 405,000 | 607,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,375,000 | 15,426,000 | 15,627,000 | 14,966,000 |
| Total capital | 15,414,000 | 15,465,000 | 15,666,000 | 15,000,000 |
| Risk-weighted assets | 21,697,000 | 26,897,000 | 30,291,000 | 31,213,000 |