Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 91,769,000 | 86,079,000 | 85,859,000 | 96,573,000 |
| Total loans | 7,832,000 | 8,243,000 | 10,065,000 | 8,798,000 |
| Allowance for loan losses | 41,000 | 41,000 | 41,000 | 38,000 |
| Securities available for sale | 10,767,000 | 4,882,000 | 0 | 14,539,000 |
| Securities held to maturity | 63,147,000 | 63,748,000 | 61,676,000 | 56,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,973,000 | 69,934,000 | 69,576,000 | 81,309,000 |
| Interest-bearing deposits | 65,313,000 | 61,799,000 | 59,638,000 | 67,088,000 |
| Noninterest-bearing deposits | 10,660,000 | 8,135,000 | 9,938,000 | 14,221,000 |
| Equity capital | 15,342,000 | 15,642,000 | 15,805,000 | 14,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,868,000 | 2,757,000 | 3,752,000 |
| Interest expense | 301,000 | 620,000 | 969,000 | 1,356,000 |
| Net interest income | 645,000 | 1,248,000 | 1,788,000 | 2,396,000 |
| Noninterest income | 14,000 | 127,000 | 146,000 | 165,000 |
| Noninterest expense | 335,000 | 721,000 | 1,047,000 | 1,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 654,000 | 756,000 | 1,037,000 |
| Income tax | 81,000 | 163,000 | 169,000 | 234,000 |
| Net income | 243,000 | 491,000 | 587,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,460,000 | 15,709,000 | 15,805,000 | 15,021,000 |
| Total capital | 15,501,000 | 15,750,000 | 15,846,000 | 15,059,000 |
| Risk-weighted assets | 23,760,000 | 23,905,000 | 25,434,000 | 26,824,000 |