Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 104,075,000 | 98,819,000 | 95,708,000 | 98,951,000 |
| Total loans | 6,247,000 | 8,683,000 | 10,800,000 | 9,693,000 |
| Allowance for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 5,925,000 |
| Securities held to maturity | 79,617,000 | 80,350,000 | 77,106,000 | 70,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,124,000 | 82,695,000 | 79,154,000 | 83,299,000 |
| Interest-bearing deposits | 79,064,000 | 71,955,000 | 70,858,000 | 71,822,000 |
| Noninterest-bearing deposits | 9,060,000 | 10,740,000 | 8,296,000 | 11,477,000 |
| Equity capital | 15,385,000 | 15,625,000 | 15,983,000 | 15,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 1,964,000 | 2,980,000 | 3,997,000 |
| Interest expense | 283,000 | 559,000 | 844,000 | 1,152,000 |
| Net interest income | 740,000 | 1,405,000 | 2,136,000 | 2,845,000 |
| Noninterest income | 121,000 | 146,000 | 254,000 | 268,000 |
| Noninterest expense | 309,000 | 681,000 | 1,022,000 | 1,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 416,000 | 734,000 | 1,232,000 | 1,539,000 |
| Income tax | 118,000 | 196,000 | 336,000 | 408,000 |
| Net income | 298,000 | 538,000 | 896,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,385,000 | 15,625,000 | 15,983,000 | 15,217,000 |
| Total capital | 15,426,000 | 15,666,000 | 16,024,000 | 15,258,000 |
| Risk-weighted assets | 23,572,000 | 29,255,000 | 28,248,000 | 26,811,000 |