Call reports 2012
FARMERS BANK OF LYNCHBURG, THE — 2012
What FARMERS BANK OF LYNCHBURG, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 163,859,000 |
| Total loans | 103,251,000 |
| Allowance for loan losses | 3,614,000 |
| Securities available for sale | 11,184,000 |
| Securities held to maturity | 11,000 |
| Trading assets | 0 |
| Total deposits | 156,402,000 |
| Interest-bearing deposits | 135,283,000 |
| Noninterest-bearing deposits | 21,119,000 |
| Equity capital | 6,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 1,524,000 |
| Interest expense | 350,000 |
| Net interest income | 1,174,000 |
| Noninterest income | 115,000 |
| Noninterest expense | 1,420,000 |
| Provision for loan losses | 0 |
| Pretax income | -131,000 |
| Income tax | 0 |
| Net income | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 4,017,000 |
| Total capital | 5,468,000 |
| Risk-weighted assets | 113,926,000 |