Call reports 2026
F&M BANK — 2026
What F&M BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 424,128,000 | 419,911,000 |
| Total loans | 275,907,000 | 281,040,000 |
| Allowance for loan losses | 5,301,000 | 5,406,000 |
| Securities available for sale | 96,010,000 | 95,199,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 362,181,000 | 356,798,000 |
| Interest-bearing deposits | 270,211,000 | 269,351,000 |
| Noninterest-bearing deposits | 91,970,000 | 87,447,000 |
| Equity capital | 53,031,000 | 54,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,186,000 | 12,459,000 |
| Interest expense | 1,571,000 | 3,162,000 |
| Net interest income | 4,615,000 | 9,297,000 |
| Noninterest income | 454,000 | 866,000 |
| Noninterest expense | 3,037,000 | 6,201,000 |
| Provision for loan losses | 120,000 | 225,000 |
| Pretax income | 1,912,000 | 3,737,000 |
| Income tax | 402,000 | 782,000 |
| Net income | 1,510,000 | 2,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 62,078,000 | 63,525,000 |