Call report 2025Q4
F&M BANK — 2025Q4
The 22 measures F&M BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 418,551,000 | USD | evidence → |
| Total loans | 276,122,000 | USD | evidence → |
| Allowance for loan losses | 5,182,000 | USD | evidence → |
| Securities available for sale | 98,167,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 356,150,000 | USD | evidence → |
| Interest-bearing deposits | 266,816,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,334,000 | USD | evidence → |
| Equity capital | 53,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,853,000 | USD | evidence → |
| Interest expense | 5,961,000 | USD | evidence → |
| Net interest income | 17,892,000 | USD | evidence → |
| Noninterest income | 1,883,000 | USD | evidence → |
| Noninterest expense | 11,306,000 | USD | evidence → |
| Provision for loan losses | 1,220,000 | USD | evidence → |
| Pretax income | 7,300,000 | USD | evidence → |
| Income tax | 1,492,000 | USD | evidence → |
| Net income | 5,808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,269,000 | USD | evidence → |