Call report 2023Q4
F&M BANK — 2023Q4
The 22 measures F&M BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,034,000 | USD | evidence → |
| Total loans | 220,419,000 | USD | evidence → |
| Allowance for loan losses | 4,385,000 | USD | evidence → |
| Securities available for sale | 110,350,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,379,000 | USD | evidence → |
| Interest-bearing deposits | 229,362,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,017,000 | USD | evidence → |
| Equity capital | 42,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,374,000 | USD | evidence → |
| Interest expense | 2,564,000 | USD | evidence → |
| Net interest income | 14,810,000 | USD | evidence → |
| Noninterest income | 1,686,000 | USD | evidence → |
| Noninterest expense | 10,195,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 5,685,000 | USD | evidence → |
| Income tax | 1,139,000 | USD | evidence → |
| Net income | 4,546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,408,000 | USD | evidence → |