Call report 2019Q4
F&M BANK — 2019Q4
The 22 measures F&M BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,101,000 | USD | evidence → |
| Total loans | 149,565,000 | USD | evidence → |
| Allowance for loan losses | 2,109,000 | USD | evidence → |
| Securities available for sale | 91,246,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 219,750,000 | USD | evidence → |
| Interest-bearing deposits | 169,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,825,000 | USD | evidence → |
| Equity capital | 46,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,702,000 | USD | evidence → |
| Interest expense | 1,897,000 | USD | evidence → |
| Net interest income | 9,805,000 | USD | evidence → |
| Noninterest income | 1,794,000 | USD | evidence → |
| Noninterest expense | 7,977,000 | USD | evidence → |
| Provision for loan losses | 136,000 | USD | evidence → |
| Pretax income | 3,484,000 | USD | evidence → |
| Income tax | 679,000 | USD | evidence → |
| Net income | 2,805,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,918,000 | USD | evidence → |
| Total capital | 48,027,000 | USD | evidence → |
| Risk-weighted assets | 173,848,000 | USD | evidence → |