Call report 2015Q4
F&M BANK — 2015Q4
The 22 measures F&M BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,481,000 | USD | evidence → |
| Total loans | 134,396,000 | USD | evidence → |
| Allowance for loan losses | 2,907,000 | USD | evidence → |
| Securities available for sale | 87,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,595,000 | USD | evidence → |
| Interest-bearing deposits | 164,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,094,000 | USD | evidence → |
| Equity capital | 40,067,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,930,000 | USD | evidence → |
| Interest expense | 1,082,000 | USD | evidence → |
| Net interest income | 8,848,000 | USD | evidence → |
| Noninterest income | 1,233,000 | USD | evidence → |
| Noninterest expense | 7,085,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,842,000 | USD | evidence → |
| Income tax | 569,000 | USD | evidence → |
| Net income | 2,273,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,702,000 | USD | evidence → |
| Total capital | 39,658,000 | USD | evidence → |
| Risk-weighted assets | 154,584,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about F&M BANK — 2015Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.