Call report 2007Q4
F&M BANK — 2007Q4
The 22 measures F&M BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,282,000 | USD | evidence → |
| Total loans | 129,066,000 | USD | evidence → |
| Allowance for loan losses | 2,152,000 | USD | evidence → |
| Securities available for sale | 103,828,000 | USD | evidence → |
| Securities held to maturity | 1,840,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,486,000 | USD | evidence → |
| Interest-bearing deposits | 172,882,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,604,000 | USD | evidence → |
| Equity capital | 40,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,005,000 | USD | evidence → |
| Interest expense | 6,972,000 | USD | evidence → |
| Net interest income | 8,033,000 | USD | evidence → |
| Noninterest income | 1,233,000 | USD | evidence → |
| Noninterest expense | 5,754,000 | USD | evidence → |
| Provision for loan losses | 1,654,000 | USD | evidence → |
| Pretax income | 1,858,000 | USD | evidence → |
| Income tax | 269,000 | USD | evidence → |
| Net income | 1,589,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,673,000 | USD | evidence → |
| Total capital | 42,525,000 | USD | evidence → |
| Risk-weighted assets | 147,166,000 | USD | evidence → |