Call report 2005Q4
F&M BANK — 2005Q4
The 22 measures F&M BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,431,000 | USD | evidence → |
| Total loans | 111,988,000 | USD | evidence → |
| Allowance for loan losses | 1,354,000 | USD | evidence → |
| Securities available for sale | 114,887,000 | USD | evidence → |
| Securities held to maturity | 3,888,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,232,000 | USD | evidence → |
| Interest-bearing deposits | 179,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,647,000 | USD | evidence → |
| Equity capital | 36,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,486,000 | USD | evidence → |
| Interest expense | 4,637,000 | USD | evidence → |
| Net interest income | 7,849,000 | USD | evidence → |
| Noninterest income | 1,009,000 | USD | evidence → |
| Noninterest expense | 4,894,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 3,724,000 | USD | evidence → |
| Income tax | 948,000 | USD | evidence → |
| Net income | 2,776,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,090,000 | USD | evidence → |
| Total capital | 39,444,000 | USD | evidence → |
| Risk-weighted assets | 138,753,000 | USD | evidence → |