Call reports 2010
DAKOTA COUNTY STATE BANK — 2010
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 94,427,000 | 93,694,000 |
| Total loans | 51,346,000 | 52,943,000 |
| Allowance for loan losses | 1,122,000 | 1,195,000 |
| Securities available for sale | 15,720,000 | 16,170,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 80,916,000 | 79,910,000 |
| Interest-bearing deposits | 65,264,000 | 65,240,000 |
| Noninterest-bearing deposits | 15,652,000 | 14,670,000 |
| Equity capital | 8,273,000 | 8,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 947,000 | 1,958,000 |
| Interest expense | 250,000 | 487,000 |
| Net interest income | 697,000 | 1,471,000 |
| Noninterest income | 298,000 | 753,000 |
| Noninterest expense | 651,000 | 1,375,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 269,000 | 699,000 |
| Income tax | 9,000 | 17,000 |
| Net income | 260,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 8,224,000 | 8,646,000 |
| Total capital | 8,932,000 | 9,385,000 |
| Risk-weighted assets | 56,279,000 | 58,677,000 |