Call reports 2007
DAKOTA COUNTY STATE BANK — 2007
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,173,000 | 79,543,000 | 80,864,000 | 83,308,000 |
| Total loans | 61,097,000 | 58,537,000 | 59,559,000 | 60,885,000 |
| Allowance for loan losses | 1,051,000 | 1,053,000 | 1,051,000 | 911,000 |
| Securities available for sale | 15,780,000 | 15,488,000 | 15,578,000 | 15,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,060,000 | 63,195,000 | 65,903,000 | 67,928,000 |
| Interest-bearing deposits | 51,970,000 | 50,546,000 | 52,350,000 | 54,354,000 |
| Noninterest-bearing deposits | 15,090,000 | 12,649,000 | 13,553,000 | 13,574,000 |
| Equity capital | 7,064,000 | 6,726,000 | 7,300,000 | 6,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,759,000 | 4,134,000 | 5,511,000 |
| Interest expense | 561,000 | 1,143,000 | 1,716,000 | 2,266,000 |
| Net interest income | 784,000 | 1,616,000 | 2,418,000 | 3,245,000 |
| Noninterest income | 256,000 | 485,000 | 744,000 | 997,000 |
| Noninterest expense | 707,000 | 1,382,000 | 2,059,000 | 2,704,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 333,000 | 719,000 | 1,103,000 | 1,638,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 31,000 |
| Net income | 325,000 | 702,000 | 1,078,000 | 1,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,240,000 | 7,067,000 | 7,443,000 | 6,971,000 |
| Total capital | 8,148,000 | 7,836,000 | 8,248,000 | 7,794,000 |
| Risk-weighted assets | 73,173,000 | 61,807,000 | 64,140,000 | 65,750,000 |