Call reports 2006
DAKOTA COUNTY STATE BANK — 2006
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,712,000 | 81,748,000 | 83,293,000 | 86,412,000 |
| Total loans | 54,235,000 | 51,487,000 | 50,710,000 | 59,111,000 |
| Allowance for loan losses | 1,145,000 | 1,150,000 | 1,155,000 | 1,045,000 |
| Securities available for sale | 25,500,000 | 23,814,000 | 18,908,000 | 19,952,000 |
| Securities held to maturity | 115,000 | 115,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,810,000 | 65,355,000 | 66,811,000 | 67,339,000 |
| Interest-bearing deposits | 51,945,000 | 52,606,000 | 53,169,000 | 51,899,000 |
| Noninterest-bearing deposits | 12,865,000 | 12,749,000 | 13,642,000 | 15,440,000 |
| Equity capital | 6,834,000 | 6,474,000 | 6,761,000 | 6,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,397,000 | 3,683,000 | 4,980,000 |
| Interest expense | 456,000 | 978,000 | 1,508,000 | 2,070,000 |
| Net interest income | 694,000 | 1,419,000 | 2,175,000 | 2,910,000 |
| Noninterest income | 226,000 | 435,000 | 665,000 | 996,000 |
| Noninterest expense | 625,000 | 1,317,000 | 1,963,000 | 2,747,000 |
| Provision for loan losses | 1,000 | 7,000 | 11,000 | 11,000 |
| Pretax income | 294,000 | 530,000 | 866,000 | 1,148,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 31,000 |
| Net income | 286,000 | 513,000 | 841,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,258,000 | 6,985,000 | 7,014,000 | 6,914,000 |
| Total capital | 8,126,000 | 7,815,000 | 7,827,000 | 7,697,000 |
| Risk-weighted assets | 69,129,000 | 66,049,000 | 64,676,000 | 70,825,000 |