Call reports 2005
DAKOTA COUNTY STATE BANK — 2005
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 88,271,000 | 86,746,000 | 87,708,000 | 83,375,000 |
| Total loans | 51,665,000 | 53,259,000 | 53,167,000 | 50,452,000 |
| Allowance for loan losses | 1,383,000 | 1,371,000 | 1,332,000 | 1,147,000 |
| Securities available for sale | 27,557,000 | 27,619,000 | 28,233,000 | 25,508,000 |
| Securities held to maturity | 115,000 | 115,000 | 115,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,110,000 | 62,023,000 | 60,449,000 | 64,352,000 |
| Interest-bearing deposits | 51,116,000 | 49,083,000 | 47,859,000 | 50,707,000 |
| Noninterest-bearing deposits | 12,994,000 | 12,940,000 | 12,590,000 | 13,645,000 |
| Equity capital | 6,888,000 | 6,807,000 | 6,726,000 | 6,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,336,000 | 3,549,000 | 4,735,000 |
| Interest expense | 362,000 | 773,000 | 1,223,000 | 1,694,000 |
| Net interest income | 782,000 | 1,563,000 | 2,326,000 | 3,041,000 |
| Noninterest income | 268,000 | 444,000 | 644,000 | 838,000 |
| Noninterest expense | 616,000 | 1,261,000 | 1,921,000 | 2,597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 434,000 | 746,000 | 1,049,000 | 1,259,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 29,000 |
| Net income | 426,000 | 729,000 | 1,024,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,344,000 | 7,022,000 | 7,017,000 | 7,222,000 |
| Total capital | 8,156,000 | 7,862,000 | 7,879,000 | 8,044,000 |
| Risk-weighted assets | 64,397,000 | 66,674,000 | 68,468,000 | 65,441,000 |