Call reports 2004
DAKOTA COUNTY STATE BANK — 2004
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,866,000 | 92,514,000 | 89,942,000 | 88,719,000 |
| Total loans | 58,327,000 | 56,083,000 | 57,067,000 | 54,803,000 |
| Allowance for loan losses | 1,052,000 | 1,198,000 | 1,224,000 | 1,167,000 |
| Securities available for sale | 22,182,000 | 29,339,000 | 26,683,000 | 23,177,000 |
| Securities held to maturity | 115,000 | 115,000 | 115,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,866,000 | 68,639,000 | 64,668,000 | 64,517,000 |
| Interest-bearing deposits | 52,446,000 | 57,012,000 | 51,871,000 | 51,826,000 |
| Noninterest-bearing deposits | 12,420,000 | 11,627,000 | 12,797,000 | 12,691,000 |
| Equity capital | 7,469,000 | 6,957,000 | 7,061,000 | 6,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,374,000 | 3,545,000 | 4,732,000 |
| Interest expense | 356,000 | 714,000 | 1,075,000 | 1,447,000 |
| Net interest income | 808,000 | 1,660,000 | 2,470,000 | 3,285,000 |
| Noninterest income | 223,000 | 411,000 | 607,000 | 821,000 |
| Noninterest expense | 632,000 | 1,281,000 | 1,938,000 | 2,680,000 |
| Provision for loan losses | 35,000 | 95,000 | 385,000 | 430,000 |
| Pretax income | 364,000 | 695,000 | 754,000 | 996,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 30,000 |
| Net income | 356,000 | 679,000 | 729,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,258,000 | 7,281,000 | 7,031,000 | 6,918,000 |
| Total capital | 8,053,000 | 8,091,000 | 7,851,000 | 7,785,000 |
| Risk-weighted assets | 63,319,000 | 64,384,000 | 65,182,000 | 69,062,000 |