Call reports 2002
DAKOTA COUNTY STATE BANK — 2002
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,043,000 | 94,427,000 | 92,463,000 | 90,439,000 |
| Total loans | 65,284,000 | 66,749,000 | 65,092,000 | 66,224,000 |
| Allowance for loan losses | 892,000 | 905,000 | 924,000 | 941,000 |
| Securities available for sale | 18,269,000 | 20,279,000 | 16,003,000 | 15,723,000 |
| Securities held to maturity | 0 | 0 | 157,000 | 157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,676,000 | 60,589,000 | 64,340,000 | 63,580,000 |
| Interest-bearing deposits | 50,818,000 | 48,393,000 | 50,360,000 | 50,670,000 |
| Noninterest-bearing deposits | 14,858,000 | 12,196,000 | 13,980,000 | 12,910,000 |
| Equity capital | 6,608,000 | 6,780,000 | 6,682,000 | 6,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,040,000 | 4,533,000 | 5,958,000 |
| Interest expense | 626,000 | 1,205,000 | 1,768,000 | 2,296,000 |
| Net interest income | 877,000 | 1,835,000 | 2,765,000 | 3,662,000 |
| Noninterest income | 198,000 | 412,000 | 613,000 | 900,000 |
| Noninterest expense | 664,000 | 1,407,000 | 2,114,000 | 2,954,000 |
| Provision for loan losses | 45,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 395,000 | 809,000 | 1,218,000 | 1,547,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 30,000 |
| Net income | 386,000 | 792,000 | 1,192,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,521,000 | 6,528,000 | 6,442,000 | 6,391,000 |
| Total capital | 7,318,000 | 7,328,000 | 7,226,000 | 7,171,000 |
| Risk-weighted assets | 63,627,000 | 63,926,000 | 62,574,000 | 62,278,000 |