Call reports 2001
DAKOTA COUNTY STATE BANK — 2001
What DAKOTA COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,049,000 | 86,530,000 | 88,034,000 | 91,090,000 |
| Total loans | 55,767,000 | 58,163,000 | 60,910,000 | 64,527,000 |
| Allowance for loan losses | 966,000 | 938,000 | 942,000 | 853,000 |
| Securities available for sale | 20,485,000 | 20,561,000 | 20,101,000 | 17,263,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,194,000 | 67,963,000 | 67,827,000 | 66,405,000 |
| Interest-bearing deposits | 53,411,000 | 55,603,000 | 54,814,000 | 52,815,000 |
| Noninterest-bearing deposits | 12,783,000 | 12,360,000 | 13,013,000 | 13,590,000 |
| Equity capital | 7,034,000 | 6,321,000 | 6,506,000 | 6,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,298,000 | 4,909,000 | 6,537,000 |
| Interest expense | 852,000 | 1,669,000 | 2,461,000 | 3,147,000 |
| Net interest income | 812,000 | 1,629,000 | 2,448,000 | 3,390,000 |
| Noninterest income | 328,000 | 534,000 | 729,000 | 979,000 |
| Noninterest expense | 644,000 | 1,287,000 | 1,925,000 | 2,629,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 12,000 |
| Pretax income | 496,000 | 876,000 | 1,287,000 | 1,769,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 32,000 |
| Net income | 488,000 | 860,000 | 1,263,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,777,000 | 6,000,000 | 6,030,000 | 6,131,000 |
| Total capital | 7,499,000 | 6,736,000 | 6,786,000 | 6,923,000 |
| Risk-weighted assets | 57,529,000 | 58,676,000 | 60,274,000 | 63,259,000 |