Call report 2025Q2
PHELPS COUNTY BANK — 2025Q2
The 22 measures PHELPS COUNTY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 551,605,000 | USD | evidence → |
| Total loans | 424,139,000 | USD | evidence → |
| Allowance for loan losses | 4,012,000 | USD | evidence → |
| Securities available for sale | 80,518,000 | USD | evidence → |
| Securities held to maturity | 4,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 493,640,000 | USD | evidence → |
| Interest-bearing deposits | 391,871,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,769,000 | USD | evidence → |
| Equity capital | 40,818,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,052,000 | USD | evidence → |
| Interest expense | 2,838,000 | USD | evidence → |
| Net interest income | 11,214,000 | USD | evidence → |
| Noninterest income | 2,416,000 | USD | evidence → |
| Noninterest expense | 9,239,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 4,271,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,750,000 | USD | evidence → |
| Total capital | 53,905,000 | USD | evidence → |
| Risk-weighted assets | 377,292,000 | USD | evidence → |