Call reports 2024
PHELPS COUNTY BANK — 2024
What PHELPS COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 486,244,000 | 486,222,000 | 501,047,000 | 512,859,000 |
| Total loans | 364,653,000 | 372,841,000 | 387,828,000 | 402,451,000 |
| Allowance for loan losses | 3,723,000 | 3,732,000 | 3,708,000 | 3,947,000 |
| Securities available for sale | 95,083,000 | 88,969,000 | 89,581,000 | 84,217,000 |
| Securities held to maturity | 13,988,000 | 11,990,000 | 9,993,000 | 7,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,978,000 | 427,544,000 | 435,510,000 | 462,538,000 |
| Interest-bearing deposits | 320,834,000 | 336,572,000 | 339,559,000 | 373,333,000 |
| Noninterest-bearing deposits | 92,144,000 | 90,972,000 | 95,951,000 | 89,205,000 |
| Equity capital | 33,067,000 | 33,526,000 | 38,713,000 | 38,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,542,000 | 11,427,000 | 17,575,000 | 24,086,000 |
| Interest expense | 964,000 | 2,042,000 | 3,224,000 | 4,507,000 |
| Net interest income | 4,578,000 | 9,385,000 | 14,351,000 | 19,579,000 |
| Noninterest income | 1,148,000 | 2,396,000 | 3,747,000 | 5,002,000 |
| Noninterest expense | 4,050,000 | 8,195,000 | 12,676,000 | 16,894,000 |
| Provision for loan losses | 0 | 0 | 0 | 236,000 |
| Pretax income | 1,676,000 | 3,545,000 | 5,381,000 | 7,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,676,000 | 3,545,000 | 5,381,000 | 7,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,175,000 | 44,544,000 | 46,380,000 | 48,729,000 |
| Total capital | 49,057,000 | 48,435,000 | 50,246,000 | 52,800,000 |
| Risk-weighted assets | 316,582,000 | 322,074,000 | 336,112,000 | 351,765,000 |