Call reports 2022
PHELPS COUNTY BANK — 2022
What PHELPS COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 518,765,000 | 507,674,000 | 498,320,000 | 498,067,000 |
| Total loans | 259,328,000 | 265,441,000 | 278,628,000 | 289,669,000 |
| Allowance for loan losses | 3,280,000 | 3,268,000 | 3,258,000 | 3,408,000 |
| Securities available for sale | 101,898,000 | 108,515,000 | 114,167,000 | 112,335,000 |
| Securities held to maturity | 12,025,000 | 13,983,000 | 13,984,000 | 13,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,570,000 | 458,322,000 | 453,099,000 | 457,877,000 |
| Interest-bearing deposits | 362,671,000 | 363,361,000 | 352,972,000 | 362,230,000 |
| Noninterest-bearing deposits | 94,899,000 | 94,961,000 | 100,127,000 | 95,647,000 |
| Equity capital | 32,009,000 | 23,514,000 | 24,919,000 | 27,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,434,000 | 7,044,000 | 11,400,000 | 16,091,000 |
| Interest expense | 130,000 | 272,000 | 470,000 | 716,000 |
| Net interest income | 3,304,000 | 6,772,000 | 10,930,000 | 15,375,000 |
| Noninterest income | 1,308,000 | 2,572,000 | 3,814,000 | 4,925,000 |
| Noninterest expense | 3,087,000 | 6,263,000 | 9,344,000 | 13,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,525,000 | 3,081,000 | 5,394,000 | 7,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,525,000 | 3,081,000 | 5,394,000 | 7,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,402,000 | 34,208,000 | 36,521,000 | 38,311,000 |
| Total capital | 39,349,000 | 37,211,000 | 39,440,000 | 41,551,000 |
| Risk-weighted assets | 235,438,000 | 239,991,000 | 233,234,000 | 259,109,000 |