Call reports 2021
PHELPS COUNTY BANK — 2021
What PHELPS COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 470,944,000 | 484,043,000 | 492,859,000 | 528,783,000 |
| Total loans | 251,795,000 | 247,913,000 | 240,492,000 | 255,823,000 |
| Allowance for loan losses | 3,126,000 | 3,118,000 | 3,098,000 | 3,298,000 |
| Securities available for sale | 88,379,000 | 86,590,000 | 85,116,000 | 95,804,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,512,000 | 425,244,000 | 438,877,000 | 465,147,000 |
| Interest-bearing deposits | 332,653,000 | 345,021,000 | 347,684,000 | 370,919,000 |
| Noninterest-bearing deposits | 82,859,000 | 80,223,000 | 91,193,000 | 94,228,000 |
| Equity capital | 33,639,000 | 35,805,000 | 35,558,000 | 35,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,370,000 | 7,810,000 | 11,816,000 | 15,075,000 |
| Interest expense | 168,000 | 317,000 | 449,000 | 580,000 |
| Net interest income | 3,202,000 | 7,493,000 | 11,367,000 | 14,495,000 |
| Noninterest income | 1,309,000 | 2,743,000 | 4,208,000 | 5,527,000 |
| Noninterest expense | 2,910,000 | 5,999,000 | 9,054,000 | 12,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,601,000 | 4,237,000 | 6,521,000 | 7,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,601,000 | 4,237,000 | 6,521,000 | 7,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,191,000 | 34,326,000 | 34,110,000 | 34,877,000 |
| Total capital | 34,788,000 | 37,191,000 | 36,703,000 | 37,715,000 |
| Risk-weighted assets | 207,269,000 | 229,022,000 | 207,012,000 | 226,627,000 |