Call reports 2019
PHELPS COUNTY BANK — 2019
What PHELPS COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 358,633,000 | 365,817,000 | 375,418,000 | 374,866,000 |
| Total loans | 221,048,000 | 230,949,000 | 233,061,000 | 232,183,000 |
| Allowance for loan losses | 2,617,000 | 2,559,000 | 2,604,000 | 2,859,000 |
| Securities available for sale | 105,077,000 | 102,436,000 | 97,718,000 | 97,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,486,000 | 324,826,000 | 334,733,000 | 334,826,000 |
| Interest-bearing deposits | 268,926,000 | 270,223,000 | 262,990,000 | 280,155,000 |
| Noninterest-bearing deposits | 52,560,000 | 54,603,000 | 71,743,000 | 54,671,000 |
| Equity capital | 27,004,000 | 27,437,000 | 28,372,000 | 28,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,438,000 | 6,934,000 | 10,474,000 | 13,978,000 |
| Interest expense | 284,000 | 575,000 | 863,000 | 1,146,000 |
| Net interest income | 3,154,000 | 6,359,000 | 9,611,000 | 12,832,000 |
| Noninterest income | 1,108,000 | 2,290,000 | 3,608,000 | 4,859,000 |
| Noninterest expense | 2,823,000 | 5,576,000 | 8,331,000 | 11,475,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 460,000 |
| Pretax income | 1,379,000 | 2,953,000 | 4,708,000 | 5,756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,379,000 | 2,953,000 | 4,708,000 | 5,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,202,000 | 27,776,000 | 28,531,000 | 28,580,000 |
| Total capital | 31,576,000 | 30,275,000 | 31,038,000 | 31,093,000 |
| Risk-weighted assets | 189,652,000 | 199,937,000 | 200,490,000 | 200,768,000 |