Call reports 2018
PHELPS COUNTY BANK — 2018
What PHELPS COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,832,000 | 364,776,000 | 348,022,000 | 361,892,000 |
| Total loans | 213,380,000 | 217,048,000 | 222,650,000 | 223,671,000 |
| Allowance for loan losses | 2,419,000 | 2,452,000 | 2,491,000 | 2,562,000 |
| Securities available for sale | 124,609,000 | 126,491,000 | 114,465,000 | 109,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,550,000 | 332,813,000 | 315,299,000 | 329,482,000 |
| Interest-bearing deposits | 279,774,000 | 277,344,000 | 262,002,000 | 277,096,000 |
| Noninterest-bearing deposits | 53,776,000 | 55,469,000 | 53,297,000 | 52,386,000 |
| Equity capital | 24,929,000 | 22,283,000 | 21,859,000 | 24,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,333,000 | 6,730,000 | 10,035,000 | 13,409,000 |
| Interest expense | 261,000 | 515,000 | 781,000 | 1,059,000 |
| Net interest income | 3,072,000 | 6,215,000 | 9,254,000 | 12,350,000 |
| Noninterest income | 993,000 | 2,103,000 | 3,191,000 | 4,305,000 |
| Noninterest expense | 2,725,000 | 5,420,000 | 8,176,000 | 10,877,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 270,000 |
| Pretax income | 1,280,000 | 2,778,000 | 4,073,000 | 5,415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,280,000 | 2,778,000 | 4,073,000 | 5,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,711,000 | 26,710,000 | 26,506,000 | 27,823,000 |
| Total capital | 31,079,000 | 29,134,000 | 28,923,000 | 30,253,000 |
| Risk-weighted assets | 189,460,000 | 193,765,000 | 193,142,000 | 194,178,000 |