Call reports 2017
PHELPS COUNTY BANK — 2017
What PHELPS COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 380,974,000 | 375,347,000 | 371,820,000 | 383,859,000 |
| Total loans | 205,997,000 | 207,858,000 | 208,186,000 | 212,702,000 |
| Allowance for loan losses | 2,278,000 | 2,301,000 | 2,281,000 | 2,366,000 |
| Securities available for sale | 147,600,000 | 143,730,000 | 137,637,000 | 131,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,172,000 | 340,276,000 | 334,557,000 | 349,517,000 |
| Interest-bearing deposits | 291,518,000 | 286,341,000 | 280,277,000 | 297,259,000 |
| Noninterest-bearing deposits | 53,654,000 | 53,935,000 | 54,280,000 | 52,258,000 |
| Equity capital | 25,449,000 | 25,898,000 | 26,953,000 | 25,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,271,000 | 6,721,000 | 10,213,000 | 12,980,000 |
| Interest expense | 257,000 | 521,000 | 783,000 | 1,044,000 |
| Net interest income | 3,014,000 | 6,200,000 | 9,430,000 | 11,936,000 |
| Noninterest income | 863,000 | 1,760,000 | 2,695,000 | 4,289,000 |
| Noninterest expense | 2,634,000 | 5,361,000 | 8,004,000 | 10,832,000 |
| Provision for loan losses | 60,000 | 110,000 | 170,000 | 230,000 |
| Pretax income | 1,183,000 | 2,489,000 | 3,951,000 | 5,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,183,000 | 2,489,000 | 3,951,000 | 5,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,564,000 | 26,269,000 | 27,332,000 | 27,432,000 |
| Total capital | 29,842,000 | 28,570,000 | 29,613,000 | 29,798,000 |
| Risk-weighted assets | 186,496,000 | 187,003,000 | 186,269,000 | 192,302,000 |