Call reports 2010
PHELPS COUNTY BANK — 2010
What PHELPS COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 256,924,000 | 262,458,000 | 264,600,000 | 263,034,000 |
| Total loans | 152,428,000 | 154,503,000 | 157,370,000 | 159,022,000 |
| Allowance for loan losses | 1,696,000 | 1,592,000 | 1,502,000 | 1,748,000 |
| Securities available for sale | 91,781,000 | 95,354,000 | 93,597,000 | 93,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,178,000 | 229,024,000 | 231,301,000 | 229,867,000 |
| Interest-bearing deposits | 194,050,000 | 195,201,000 | 198,916,000 | 197,536,000 |
| Noninterest-bearing deposits | 32,128,000 | 33,823,000 | 32,385,000 | 32,331,000 |
| Equity capital | 19,291,000 | 20,981,000 | 21,617,000 | 20,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,104,000 | 6,205,000 | 9,376,000 | 12,528,000 |
| Interest expense | 719,000 | 1,422,000 | 2,145,000 | 2,845,000 |
| Net interest income | 2,385,000 | 4,783,000 | 7,231,000 | 9,683,000 |
| Noninterest income | 559,000 | 1,216,000 | 1,877,000 | 2,529,000 |
| Noninterest expense | 1,889,000 | 3,781,000 | 5,792,000 | 7,571,000 |
| Provision for loan losses | 30,000 | 110,000 | 135,000 | 585,000 |
| Pretax income | 1,093,000 | 2,252,000 | 3,347,000 | 4,380,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 1,084,000 | 2,243,000 | 3,338,000 | 4,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,923,000 | 18,283,000 | 18,478,000 | 18,360,000 |
| Total capital | 19,572,000 | 19,875,000 | 19,980,000 | 20,079,000 |
| Risk-weighted assets | 131,111,000 | 133,631,000 | 136,075,000 | 137,507,000 |
Machine access — free, no API key
Every figure shown here about PHELPS COUNTY BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.