Call reports 2009
PHELPS COUNTY BANK — 2009
What PHELPS COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 226,291,000 | 233,549,000 | 237,641,000 | 250,324,000 |
| Total loans | 151,032,000 | 149,167,000 | 148,608,000 | 150,463,000 |
| Allowance for loan losses | 1,902,000 | 1,612,000 | 1,595,000 | 1,733,000 |
| Securities available for sale | 63,413,000 | 71,365,000 | 79,999,000 | 89,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,799,000 | 209,931,000 | 209,602,000 | 219,454,000 |
| Interest-bearing deposits | 172,408,000 | 178,560,000 | 178,966,000 | 187,673,000 |
| Noninterest-bearing deposits | 29,391,000 | 31,371,000 | 30,636,000 | 31,781,000 |
| Equity capital | 19,015,000 | 18,678,000 | 19,275,000 | 19,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,240,000 | 6,529,000 | 9,671,000 | 12,840,000 |
| Interest expense | 842,000 | 1,668,000 | 2,469,000 | 3,243,000 |
| Net interest income | 2,398,000 | 4,861,000 | 7,202,000 | 9,597,000 |
| Noninterest income | 569,000 | 1,012,000 | 1,658,000 | 2,295,000 |
| Noninterest expense | 1,956,000 | 3,904,000 | 5,755,000 | 7,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 180,000 |
| Pretax income | 1,070,000 | 2,197,000 | 3,332,000 | 4,248,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 1,060,000 | 2,187,000 | 3,322,000 | 4,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,863,000 | 17,888,000 | 17,924,000 | 17,940,000 |
| Total capital | 19,440,000 | 19,454,000 | 19,485,000 | 19,561,000 |
| Risk-weighted assets | 125,837,000 | 125,233,000 | 124,850,000 | 129,058,000 |
Machine access — free, no API key
Every figure shown here about PHELPS COUNTY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.