Call reports 2001
PHELPS COUNTY BANK — 2001
What PHELPS COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 161,033,000 | 165,590,000 | 165,488,000 | 170,399,000 |
| Total loans | 105,863,000 | 107,753,000 | 108,354,000 | 106,742,000 |
| Allowance for loan losses | 1,152,000 | 1,125,000 | 1,170,000 | 1,215,000 |
| Securities available for sale | 42,329,000 | 36,860,000 | 35,438,000 | 32,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,334,000 | 149,648,000 | 148,903,000 | 154,619,000 |
| Interest-bearing deposits | 121,713,000 | 124,979,000 | 124,349,000 | 128,112,000 |
| Noninterest-bearing deposits | 23,621,000 | 24,669,000 | 24,554,000 | 26,507,000 |
| Equity capital | 12,139,000 | 12,386,000 | 13,114,000 | 12,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,022,000 | 6,065,000 | 9,099,000 | 11,992,000 |
| Interest expense | 1,418,000 | 2,762,000 | 4,065,000 | 5,166,000 |
| Net interest income | 1,604,000 | 3,303,000 | 5,034,000 | 6,826,000 |
| Noninterest income | 285,000 | 591,000 | 876,000 | 1,147,000 |
| Noninterest expense | 1,181,000 | 2,372,000 | 3,608,000 | 5,159,000 |
| Provision for loan losses | 11,000 | 40,000 | 94,000 | 150,000 |
| Pretax income | 704,000 | 1,487,000 | 2,216,000 | 2,687,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 18,000 |
| Net income | 700,000 | 1,478,000 | 2,203,000 | 2,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,981,000 | 12,346,000 | 12,659,000 | 12,712,000 |
| Total capital | 13,010,000 | 13,396,000 | 13,732,000 | 13,793,000 |
| Risk-weighted assets | 82,202,000 | 83,915,000 | 85,713,000 | 85,912,000 |