Call reports 2026
FIRSTOAK BANK — 2026
What FIRSTOAK BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 245,282,000 | 241,229,000 |
| Total loans | 189,381,000 | 187,148,000 |
| Allowance for loan losses | 1,931,000 | 1,962,000 |
| Securities available for sale | 19,752,000 | 20,816,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 217,181,000 | 212,339,000 |
| Interest-bearing deposits | 151,185,000 | 148,344,000 |
| Noninterest-bearing deposits | 65,996,000 | 63,995,000 |
| Equity capital | 25,845,000 | 26,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,672,000 | 7,329,000 |
| Interest expense | 732,000 | 1,479,000 |
| Net interest income | 2,940,000 | 5,850,000 |
| Noninterest income | 148,000 | 290,000 |
| Noninterest expense | 2,177,000 | 4,382,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 884,000 | 1,703,000 |
| Income tax | 36,000 | 72,000 |
| Net income | 848,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,766,000 | 25,361,000 |