Call reports 2023
FIRSTOAK BANK — 2023
What FIRSTOAK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 231,677,000 | 230,946,000 | 233,420,000 | 234,971,000 |
| Total loans | 188,108,000 | 187,985,000 | 190,284,000 | 189,095,000 |
| Allowance for loan losses | 1,633,000 | 1,663,000 | 1,693,000 | 1,723,000 |
| Securities available for sale | 17,080,000 | 15,772,000 | 15,028,000 | 15,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,222,000 | 202,864,000 | 208,934,000 | 209,522,000 |
| Interest-bearing deposits | 130,194,000 | 129,207,000 | 139,972,000 | 140,457,000 |
| Noninterest-bearing deposits | 77,028,000 | 73,657,000 | 68,962,000 | 69,065,000 |
| Equity capital | 22,656,000 | 22,173,000 | 22,281,000 | 23,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,898,000 | 9,175,000 | 12,709,000 |
| Interest expense | 281,000 | 647,000 | 1,188,000 | 1,826,000 |
| Net interest income | 2,599,000 | 5,251,000 | 7,987,000 | 10,883,000 |
| Noninterest income | 189,000 | 399,000 | 732,000 | 1,030,000 |
| Noninterest expense | 1,754,000 | 3,568,000 | 5,399,000 | 7,269,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,005,000 | 2,025,000 | 3,235,000 | 4,530,000 |
| Income tax | 38,000 | 74,000 | 111,000 | 156,000 |
| Net income | 967,000 | 1,951,000 | 3,124,000 | 4,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,004,000 | 21,667,000 | 22,165,000 | 22,966,000 |