Call reports 2022
FIRSTOAK BANK — 2022
What FIRSTOAK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 226,621,000 | 234,043,000 | 232,025,000 | 230,829,000 |
| Total loans | 175,997,000 | 178,914,000 | 184,703,000 | 189,190,000 |
| Allowance for loan losses | 1,991,000 | 2,038,000 | 2,069,000 | 2,071,000 |
| Securities available for sale | 17,139,000 | 16,816,000 | 15,737,000 | 16,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,642,000 | 211,192,000 | 208,679,000 | 205,482,000 |
| Interest-bearing deposits | 131,470,000 | 134,679,000 | 132,310,000 | 132,517,000 |
| Noninterest-bearing deposits | 72,172,000 | 76,513,000 | 76,369,000 | 72,965,000 |
| Equity capital | 21,529,000 | 21,289,000 | 21,557,000 | 22,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,781,000 | 7,364,000 | 10,128,000 |
| Interest expense | 42,000 | 82,000 | 130,000 | 269,000 |
| Net interest income | 2,221,000 | 4,699,000 | 7,234,000 | 9,859,000 |
| Noninterest income | 229,000 | 464,000 | 673,000 | 935,000 |
| Noninterest expense | 1,554,000 | 3,237,000 | 4,732,000 | 6,825,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 851,000 | 1,838,000 | 3,063,000 | 3,857,000 |
| Income tax | 32,000 | 75,000 | 116,000 | 148,000 |
| Net income | 819,000 | 1,763,000 | 2,947,000 | 3,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,520,000 | 20,670,000 | 21,453,000 | 22,174,000 |