Call reports 2021
FIRSTOAK BANK — 2021
What FIRSTOAK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 220,600,000 | 215,877,000 | 225,885,000 | 219,366,000 |
| Total loans | 144,689,000 | 154,422,000 | 168,628,000 | 171,742,000 |
| Allowance for loan losses | 1,783,000 | 1,836,000 | 1,896,000 | 1,945,000 |
| Securities available for sale | 15,485,000 | 18,039,000 | 17,321,000 | 17,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,761,000 | 193,403,000 | 197,081,000 | 196,085,000 |
| Interest-bearing deposits | 132,878,000 | 126,871,000 | 127,612,000 | 123,364,000 |
| Noninterest-bearing deposits | 64,883,000 | 66,532,000 | 69,469,000 | 72,721,000 |
| Equity capital | 21,375,000 | 21,023,000 | 21,630,000 | 21,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,721,000 | 7,020,000 | 9,420,000 |
| Interest expense | 70,000 | 130,000 | 184,000 | 233,000 |
| Net interest income | 2,316,000 | 4,591,000 | 6,836,000 | 9,187,000 |
| Noninterest income | 178,000 | 392,000 | 589,000 | 788,000 |
| Noninterest expense | 1,450,000 | 3,008,000 | 4,491,000 | 6,207,000 |
| Provision for loan losses | 75,000 | 125,000 | 185,000 | 235,000 |
| Pretax income | 972,000 | 1,858,000 | 2,761,000 | 3,547,000 |
| Income tax | 40,000 | 73,000 | 107,000 | 136,000 |
| Net income | 932,000 | 1,785,000 | 2,654,000 | 3,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,421,000 | 19,082,000 | 19,698,000 | 20,134,000 |