Call reports 2017
FIRSTOAK BANK — 2017
What FIRSTOAK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,260,000 | 111,341,000 | 114,516,000 | 121,757,000 |
| Total loans | 91,685,000 | 94,971,000 | 97,691,000 | 104,973,000 |
| Allowance for loan losses | 1,321,000 | 1,324,000 | 1,297,000 | 1,338,000 |
| Securities available for sale | 6,136,000 | 6,811,000 | 6,757,000 | 6,232,000 |
| Securities held to maturity | 300,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,858,000 | 98,954,000 | 98,510,000 | 105,883,000 |
| Interest-bearing deposits | 69,106,000 | 66,992,000 | 69,163,000 | 73,710,000 |
| Noninterest-bearing deposits | 30,752,000 | 31,962,000 | 29,347,000 | 32,173,000 |
| Equity capital | 11,409,000 | 11,299,000 | 11,647,000 | 11,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,177,000 | 4,792,000 | 6,537,000 |
| Interest expense | 52,000 | 110,000 | 172,000 | 254,000 |
| Net interest income | 1,517,000 | 3,067,000 | 4,620,000 | 6,283,000 |
| Noninterest income | 113,000 | 243,000 | 378,000 | 511,000 |
| Noninterest expense | 1,010,000 | 2,066,000 | 3,143,000 | 4,351,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 85,000 |
| Pretax income | 600,000 | 1,217,000 | 1,828,000 | 2,361,000 |
| Income tax | 14,000 | 14,000 | 25,000 | 35,000 |
| Net income | 586,000 | 1,203,000 | 1,803,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,400,000 | 11,262,000 | 11,614,000 | 11,339,000 |
| Total capital | 12,565,000 | 12,436,000 | 12,769,000 | 12,585,000 |
| Risk-weighted assets | 93,103,000 | 93,787,000 | 92,275,000 | 99,606,000 |